| If you've felt a pang of nervousness before opening the latest correspondence from your gas and electricity supplier, you're living in fear of a monster energy bill | A mortgage loan or simply, mortgage, is used either by purchasers of real property to raise funds to buy real estate, or alternatively by existing property owners to raise funds for any purpose, while putting a lien on the property being mortgaged |
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| It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss |
It's not just homeowners who can get in on the energy switching action either, tenants could switch and save on their gas and electricity too.
6| Insurance Insurance is a means of protection from financial loss | |
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